With tax time coming up, what you need to know regarding the Mortgage Debt Relief Act of 2007.
FOUR reasons to use a real estate professional:
1) Online marketing takes time and expertise
2) A homes information alone is not enough every home lives in a market
3) Showings and connections sell homes
4) Even the smartest use an agent for her expertise
Be aware of mortgage scams…..
(Boise) – Attorney General Lawrence Wasden today warned Idahoans to be cautious of scam phone calls and e-mails related to the recent multistate mortgage servicer settlement. Citizens throughout the country have reported to the multistate group that they have been contacted by callers claiming to have a list of consumers who are eligible for money from the settlement. The caller asks for the consumers bank account number, supposedly so the caller can deposit the money directly into the consumers bank account. Some callers have reportedly posed as bank employees or as third-settlement administrators.
“Consumers should never give their bank account or credit card numbers to someone who calls them, Attorney General Lawrence Wasden said.”The people and organizations who are part of this settlement will never call asking for a borrowers bank account number.
Internet ads or scam telemarketers may also offer, for a fee, to help borrowers obtain loan modifications through the national settlement. Charging consumers for loan modification services is unlawful under the Idaho Consumer Protection Act. Similarly, borrowers should not pay a third party to participate in the Office of the Comptroller of the Currencys Independent Foreclosure Review, which the OCC extended through July 31, 2012.
“Borrowers do not need to pay anyone to receive assistance with loan modification or refinancing programs, Wasden said.”Information about the settlement is available through my office and directly from the participating servicers.
Telephone numbers for the participating servicers are posted on the Attorney Generals settlement website. Borrowers can submit questions about the settlement to the Attorney General via an online form.
Homeowners who are having financial difficulties should contact their servicers or speak to a HUD-approved housing counselor as soon as possible. To locate a counselor, homeowners can call 888-995-HOPE. Consumers also can obtain a copy of the Attorney Generals foreclosure prevention manual from his website or by calling the Consumer Protection Division at 208-334-2424. Homeowners may call the Attorney Generals housing specialist at 208-334-4536 if they have foreclosure questions or if they are having difficulties with their loan servicers.
Did you know what is being proposed at Boise Air Terminal…. F-35 training.
Everyone should take the time to review this and respond. This is ridiculous!
Click link below to read the facts and impacts of this:
Two public meetings are scheduled:
Monday February 27,
5:00 p.m. – 8:00 p.m.
Capital City Veterans of Foreign Wars Post 63, 8931 W. Ardene St, Boise
Tuesday February 28
5:00 p.m. – 8:00 p.m.
Boise Hotel and Conference Center 3300 Vista, Boise.
e-mail comments and concerns: firstname.lastname@example.org
Ten things to remove before listing your home:
1. Nothing but magnets….. take everything off your refrigerator!
2. No more junk drawers, time to clean house!
3. Everything off your kitchen counter, not even a crumb!
4. Medicine. Remove it, don’t store it in the bathroom, hide it!
5. Shoes, put shoes in the closet where they belong.
6. Guns and ammo…. duh
7. Valuables. Jewelry, watches, ipods, hide the temptation
8. Money. If you leave money out, leave a hidden camera along with it!
9. Bills and personal papers.
10. Perosnal photos, keep to a minimum!
Happy house selling!!!!!